Subject to credit approval. Offer valid until Octuber 31, 2005 and only for new accounts. Not valid with other offers and not available in Virgin Islands . Your account must be kept current and up to date. If you are under 21 years of age your father, mother or legal guardian authorization is required.
¹ Special offer valid for six months from the date the first card is issued; after six months the regular rate for balance transfers will apply. Not valid for transfers of other debts with Banco Popular. Subject to availability in your credit line. Transferred balances and convenience checks are considered cash advances; there is no grace period. Additional information: APR for purchases, balance transfers and convenience checks 13.99%. APR applicable to cash advances will be 19.99%. Late payment charges: $15 for balances of up to $100; $29 for balances of more than $100 to $500; $35 for balances of more than $500. Returned check fee: $10. Cash advance, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period of 27 to 32 days for purchases. Balance is calculated based on average daily balance (including new purchases).
² No minimum payment of interest and principal will be required until July 1, 2006 on balance transfers made during the first six months.