Subject to credit approval. Offer valid until June 30, 2010 and only for new accounts. Not valid with any other offers. We may end your introductory APR if you close the account or if you miss a payment.¹ Special rate for purchases is valid for 6 months from the date the account was opened. After this, the regular rate for purchases will apply to the balance and new purchases. ² Special rate on balance transfer is valid for six months from the transfer date. After this, the regular APR for balance transfer will apply. Not valid for transfers of other debts with Banco Popular. Subject to credit line availability. Balance transfers and convenience checks are considered cash advances. There is no grace period.
Additional information: The APR is variable and may change. The APR for purchases, balance transfers from other institutions and convenience checks will be determined by adding the value of the United States (“Prime Rate”) published in The Wall Street Journal to a margin. For US Virgin Islands: The APR for purchases, balance transfers from other institutions and convenience checks will be based on your creditworthiness and the current Prime Rate at the time of approval of your application. For British Virgin Islands: APR for purchases, balance transfers from other institutions and convenience checks  is determined by the banking relationships you maintain with the Bank and the current Prime Rate at the time of approval of your application. Late payment charges for U.S. and British Virgin Islands: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period of 25 days for purchases. Balance is calculated based on average daily balance (including new purchases). ³ Subject to the terms and conditions of the policy. For more information, call (787) 758-0505 or 1-800-981-9505. ⁴Chargegard Plus is not available to British Virgin Islands residents. Banco Popular will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement not to obtain or purchase an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related with your credit transaction as long as said insurance complies with all the requirements and standards related to the coverage financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other U.S. agency, the Bank or its affiliates. For more information, call Caribbean American Life Assurance Company at 787-250-1199.

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