Banco Popular
Member FDIC
Member of the
Federal Reserve System
Visa Infinite
Visa Infinite
  • 1.99% APR on purchases for the first 6 months.1
  • 1.99% introductory APR in balance transfer for 6 months from the transfer date.2
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    Characteristics

    • Free PREMIA® program and your point will never expire.
    • 2 point for every $1 purchased in the PREMIA® program.3

    Preferential Treatment

    • Personal Concierge service.
    • Priority Pass grants free membership to access the privacy of over 450 airport VIP lounges worldwide.4
    • Ticket Exchange service gives you access to tickets of international spectacles.
    • Visa Signature Dinning program makes reservations in popular restaurants locally and international.
    • Exclusive website www.visa-signature.com.

    Convenience

    • Customer Service 24 hours a day, 7 days a week all year.
    • Pay your bills with your credit card, by using our Internet Banking service at www.popular.com or by calling TeleBanco Popular®.
    • Obtain cash from local and international ATM machines.

    Travel Insurance and Services

    • Worldwide Car Rental Insurance FREE.5
    • Travel Accident Insurance FREE coverage up to $1,000,000.5
    • Emergency Travel Assistance.
    • Travel Emergency Medical Insurance coverage up to $30,000.5
    • Delay and lost luggage Insurance.5
    • Card Replacement.

    Shopping Insurance and Services

    • 100% protection against unauthorized charges.
    • Extended Guaranty.
    • Purchase protection.
    • Verified by Visa gives you additional security while shopping through the Internet at participating web sites by using a special password that confirms your identity.
    • Optional credit protection insurance Chargegard Plus, your credit is protected in case of an unexpected event where your income is at risk.6

    Benefits Program

    The Visa Infinite clients enjoy the PREMIA® program, free of charge, accumulate 2 point for every $1 you purchase with your card and have points that will never expire. You will also accumulate points for other products and services you use or acquire from Popular.7 You can redeem your PREMIA® points for a wide variety of prizes that include airplane tickets with any airline without restrictions, vacation packages, hotel and restaurant certificates, merchandise and even ATH® and Visa Gift Cards.

     

    Subject to credit approval. Offer valid until August 31, 2010 and only for new accounts. Not valid with any other offers. Your account must be kept open and up to date. In case your payment is received past its due date the offers will be void. 1 Special rate for purchases is valid for 6 months from the date the account was opened. After this, the regular rate will apply to the balance and new purchases. 2 Special rate on balance transfer is valid for six months from the transfer date. After this offer expires, the regular rate will apply to the balance transfer to the balance and new transfers.Offer valid for transfers made within the first 6 months from account opening. Not valid for transfers of other debt with Banco Popular. Subject to credit line availability. Balance transfer and convenience checks are considered cash advances. There is no grace period. Additional information: The APR is variable and may change. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. APR for purchases, balance transfers from other institutions and convenience checks from a minimum of 10.99%. Your APR is based on your credit score and the Prime Rate applicable at the time your application is evaluated. The minimum APR applicable to cash advances will be 19.99%. Annual fee: $125, Additional Card $50. Late payment charges: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period for purchases from a minimum of 25 days. Balance is calculated based on average daily balance (including new purchases). 3 Subject to PREMIA® program conditions. Not available in the Virgin Islands 4 Free annual membership fee.alued at $99. Use of lounges may require a fee.er visit. 5 Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505. 6 Banco Popular will not condition our credit decision relating to your application to the purchase of any insurance product from a non affiliate; or your agreement not to obtain an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. For more information call Caribbean American Life Assurance Company at 787-250-1199. 7 Not available at Popular Finance or Popular Insurance.